Financial and Insurance
Dental Insurance and Dental Financing in Westlake, OH
At Dental Care of Westlake, we believe that every patient should have access to safe, comfortable, and affordable dental care. That is why we accept all major dental insurance plans and offer a wide range of dental care financing options. Call now to learn more about our dental financing in Westlake, OH.
Understanding What Your Dental Insurance Covers
Before making an appointment, we recommend taking the time to review your insurance plan and familiarize yourself with what your policy covers. You should be aware of your deductible, coinsurance, and annual maximum limit, as well as the specific procedures that are covered or discounted. You should also know if your dentist is in-network or out-of-network. Full coverage dental insurance typically covers routine exams, cleanings, x-rays, preventive care, basic restorative care, and some portion of major restorative care. A dental discount plan may just offer discounts on certain services and treatments.
Benefits of Signing Up for Dental Insurance
Dental insurance can help offset some of the financial burdens associated with routine and major dental care. Some of the biggest benefits of signing up include:
- Reduced out-of-pocket costs
- More predictable budgeting
- Potential for negotiated rates
- Protection from unexpected expenses
- Improved overall oral and physical health
- Reduced risk of problems like cavities, gum disease, and tooth loss
Our In-House Dental Financing Options if You Don’t Have Insurance
We have partnered with two major dental financing programs and also offer an in-house dental plan through Elite Total Care to make it easier for you to get the care you need. If you do not have dental insurance, see if you pre-qualify for coverage from either financing option:
Sunbit – Sunbit is a buy now, pay later financing company. It offers point-of-sale, short-term loans for everyday or unexpected purchases, including healthcare and dental purchases. It offers flexible payment plans to customers who qualify after undergoing a soft credit check. The application is instant, and if you qualify for a Sunbit Visa card, you can pay anywhere that Visa is accepted.
CareCredit – CareCredit is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. With special financing options, you can use your CareCredit card again and again for your dental needs, as well as at 200,000 other healthcare providers, including dentists, optometrists, veterinarians, ophthalmologists, and hearing specialists. It’s free and easy to apply, and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card.
Payment Options We Accept
We accept most major insurance plans and will work with you to help you understand your benefits. As a courtesy, we verify your insurance benefits and can provide a quote of your out-of-pocket expenses. For patients without dental coverage, we will work with you to accommodate your individual needs and discuss payment options. We also accept all major credit cards, as well as cash and debit card payments. Please call our practice with any insurance verification, benefits, or insurance questions you may have.
Call Now to Make an Appointment or Learn More
Dental Care of Westlake offers general dentistry, cosmetic and restorative dentistry, and emergency dentistry services. Our compassionate, friendly, and knowledgeable dental specialists want to make your experience as straightforward and stress-free as possible. Call us now or reach out to us online to make an appointment or to learn more about dental implants financing or other dental financing and payment options.
FAQs About Dental Insurance and Financing
Some community agencies offer assistance with paying for unexpected medical expenses. Check with local nonprofits, government, or community agencies to learn more.
Some medical insurance policies do offer dental coverage. Review your policy or call your insurance company to find out what is covered.
The only way to know for sure what your insurance covers is to review your policy or call your dental insurance company.
You can use financing services like CareCredit, Sunbit, Zip Pay, Afterpay, Klarna, Affirm, Sezzle, and other options. You can also use a credit card.